BIMA Awards

Product and Service Design: Impact winner 2018


by Dare

Project information

Driven by the belief that financial inclusion should include everyone, LOQBOX offers the many thousands otherwise locked out of the financial system a way to build their credit history and boost their borrowing power for free – just by saving as little as £20 a month. Anyone can sign up for free at and start saving between £20 and £500 a month. Those monthly savings are actually loan repayments – building credit history and proving creditworthiness to lenders. Any time up to a year later, LOQBOX users can ‘unlock’ to get back every penny they’ve saved – plus an improved credit history and access to better-priced credit.


mfldirect digital transformation

by Bray Leino CX


by Dare